Terms and Conditions of Sale

Last updated: November 2025

These Terms and Conditions (“Terms,” “Agreement,” or “T&Cs”) govern the purchase and use of all digital products, programs, courses, guides, and downloadable materials (collectively, “Products”) offered by Private Funnels through our website and affiliated sales platforms (collectively, the “Website”).

By purchasing, accessing, or using any Product, you (“Customer,” “You,” “User,” or “Buyer”) agree to be bound by these Terms. If you do not agree with any part of these Terms, do not purchase or use our Products. Your purchase constitutes acceptance of these Terms.

IMPORTANT: These Terms operate alongside our separate Refund Policy, Privacy Policy, Shipping Policy, and Cookie Policy. If any provision conflicts, the most protective provision for the consumer will apply.


1. Overview of Our Business & Products

What We Do

Private Funnels is a digital education and self-development company that sells online products, courses, and guides intended for personal learning and self-improvement.

What Are Our Products

All Products sold through this Website are digital goods, including but not limited to:

  • Ebooks and guides (PDF format)

  • Online courses and programs

  • Video content and tutorials

  • Audio materials and recordings

  • Templates and tools

  • Access to member-only platforms

Products Are Not Physical

  • ✓ Products are delivered electronically only

  • ✓ No physical items will be shipped to your address

  • ✓ All access is via email link, download, or member portal

  • ✓ Delivery occurs within 1 hour of purchase (or as specified in our Shipping Policy)

Jurisdiction & Applicable Law

Our Products are sold to customers in:

  • United States

  • United Kingdom

  • Canada

  • Australia

  • New Zealand

Your consumer protection rights are guaranteed by the laws of your country and cannot be waived. See Section 12 for jurisdiction details.


2. Purchase Process & Payment

How to Purchase

  1. Select a Product on our Website

  2. Review the product description, price, and any applicable guarantee

  3. Proceed to checkout

  4. Enter your email address (this is critical – we use it to deliver your product)

  5. Select a payment method

  6. Review and accept these Terms

  7. Complete payment

Payment Terms

What You Agree To:

  • Full payment is required at the time of purchase

  • Payment is processed in USD (or other currency if specified on product page)

  • You authorize your payment processor (Stripe, PayPal, etc.) to charge the stated amount

  • All sales are final after payment, except for Products that include a separate money-back guarantee (see Refund Policy)

Pricing & Modifications:

  • Prices are displayed at time of purchase

  • We reserve the right to change prices in the future without notice

  • We may offer discounts, promotions, or sales – discounted pricing applies only to the specific promotion

  • Taxes, currency conversion fees, or bank fees may apply depending on your location and payment provider

Your Payment Information

  • ✓ We do NOT store your full credit card details

  • ✓ Payment is processed securely by third-party providers (Stripe, PayPal, etc.)

  • ✓ Your payment information is protected by encryption and PCI-DSS standards

  • ✓ You receive a payment confirmation email after successful charge

Failed Payment

If your payment fails:

  • You will receive an email notification

  • You will not receive access to the Product

  • You can retry payment or contact support: support@privatefunnels.com

  • We are not responsible for payment processing errors by your bank or payment provider


3. Refund Policy & Money-Back Guarantees

Our Separate Refund Policy

This section provides an overview. For complete details, see our Refund Policy at /refund-policy/

30-Day Satisfaction Guarantee (USA, Canada, Australia, New Zealand):

  • You may request a full refund within 30 days of purchase

  • Refunds are processed within 1-5 business days to your original payment method

  • See Refund Policy for complete terms and exceptions

UK Customers – Your Legal Cooling-Off Period:

  • You have a 14-day cooling-off period from purchase date

  • This applies even after you download/access the digital product (if you consent to immediate access before the 14-day period ends)

  • You can request a refund anytime within this period

  • See Refund Policy for complete terms

Products With Enhanced Guarantees:

  • Some Products include their own extended guarantee (e.g., “30-Day Peace-of-Mind Guarantee”)

  • That specific guarantee supersedes the standard policy and applies instead

  • Details are listed on the individual product page

What You CANNOT Do

You cannot request a refund for:

  • Purchasing the wrong product (our mistake: contact support, we may help)

  • Technical issues on your device (contact support for troubleshooting first)

  • Changing your mind after the guarantee period expires

  • Claiming you didn’t receive access (contact support for manual resend)


CRITICAL: These Are Your Legal Rights

These rights cannot be removed by any contract. If any provision in this Agreement conflicts with your legal rights, your legal rights will prevail.

For All Customers (USA, UK, Canada, Australia, New Zealand)

You have the legal right to:

  • ✓ Products that are described as stated on the sales page

  • ✓ Products that are fit for the purpose advertised

  • ✓ Products that meet acceptable quality standards

  • ✓ Remedies (refund, replacement, repair) if Products fail to meet these standards

  • ✓ A cooling-off/reflection period (duration varies by country)

  • ✓ Clear, transparent contract terms

For UK Customers (UK Consumer Rights Act 2015)

You have the legal right to:

  • ✓ 14-day cooling-off period for distance purchases (even after access)

  • ✓ Digital content that is of satisfactory quality

  • ✓ Digital content that is fit for purpose

  • ✓ Digital content that is as described

  • ✓ Refund if content fails to meet these standards

  • ✓ Terms that are fair and transparent

  • ✓ No unfair contract terms that disadvantage you

For USA Customers (CCPA & State Laws)

You have the legal right to:

  • ✓ Right to Know what personal data we collect

  • ✓ Right to Delete your personal information

  • ✓ Right to Opt-Out of data sharing for advertising

  • ✓ Right to Non-Discrimination for exercising privacy rights

  • ✓ Implied warranty that Products work as advertised

  • ✓ State-specific cooling-off periods (varies by state)

For Canadian Customers (Consumer Protection Laws)

You have the legal right to:

  • ✓ Products that are accurate and not misleading

  • ✓ Products that perform as advertised

  • ✓ 14-day cooling-off period (in most provinces)

  • ✓ Protection from unfair or abusive terms

  • ✓ Remedy if products fail to perform

For Australian Customers (Australian Consumer Law)

You have the legal right to:

  • ✓ Products that are of acceptable quality

  • ✓ Products that are fit for purpose

  • ✓ Products that are as described

  • ✓ Remedy (refund, replacement, repair) if standards not met

  • ✓ Protection from unfair contract terms

  • ✓ Even if supplier tries to exclude these rights – they cannot

For New Zealand Customers (Consumer Guarantees Act)

You have the legal right to:

  • ✓ Products that are of acceptable quality

  • ✓ Products that are fit for purpose

  • ✓ Products that are as described

  • ✓ Remedy if guarantees not met

  • ✓ Protection from unfair contract terms

  • ✓ 14-day cooling-off period for certain purchases


5. Product Delivery & Access

How You Receive Your Product

After you complete payment:

Option A: Direct Download Link

  • You receive an instant email with a download link

  • Link is active for 30 days from purchase

  • You can download unlimited times during this period

  • Download and save to your computer immediately

Option B: Member Area Access

  • You receive an instant email with login credentials

  • Access is immediate and permanent (as long as platform exists)

  • You can log in anytime to access content

  • Some content may be downloadable within the member area

Option C: Video/Stream Access

  • You receive an instant email with access link

  • You can watch/stream unlimited times

  • Works on any device with internet connection

Typical Delivery Timeline

  • Best case: Instant to 2 minutes

  • Standard: 5-15 minutes

  • All cases: Within 60 minutes of successful payment

If You Don’t Receive Access

What To Do:

  1. Check your spam/promotions folder

  2. Confirm the email address you used at checkout is correct

  3. Wait up to 60 minutes (sometimes takes time)

  4. Contact support: support@privatefunnels.com

We Will Help By:

  • Verifying your payment

  • Manually resending your access

  • Troubleshooting technical issues

  • If we cannot provide access after 24 hours, you’re eligible for a refund

Your Responsibility

  • ✓ Provide an accurate email address at checkout

  • ✓ Check spam folder for delivery email

  • ✓ Download files within 30 days (for download links)

  • ✓ Contact support if you have delivery issues

  • ✓ Maintain your account password (for member area)


6. Intellectual Property & Product Use

What You Own After Purchase

When you purchase a Product, you receive a personal, non-commercial license to:

  • ✓ Download and access the Product for your personal use only

  • ✓ Use the Product on your personal devices (computer, tablet, phone)

  • ✓ Print copies for your personal use

  • ✓ Take notes and annotate materials

  • ✓ Use the knowledge and information to improve your life

  • ✓ Keep the Product even if our platform changes (you’ve already downloaded it)

What You CANNOT Do

You do NOT have the right to:

❌ Reproduction & Distribution

  • Copy, print, or duplicate the entire Product for sharing

  • Upload to file-sharing sites (Dropbox, Google Drive, Scribd, etc.)

  • Share download links or access credentials with others

  • Post the content publicly on websites or social media

  • Email the Product to friends or family

❌ Commercial Use

  • Sell or resell the Product

  • Use the Product as part of a service you offer

  • Incorporate content into your own paid product

  • Use for business purposes without permission

❌ Modification & Derivative Works

  • Modify, edit, or alter the content

  • Translate or adapt the material

  • Create derivative works based on the Product

  • Remove copyright notices or disclaimers

❌ License Transfer

  • Transfer your access to another person

  • Sell your login credentials

  • Give your account to family members (they must buy their own)

Copyright & Intellectual Property

  • ✓ All Products are protected by copyright and intellectual property laws

  • ✓ Private Funnels (or original creator) retains all rights

  • ✓ You own only a limited license to use, not the content itself

  • ✓ Unauthorized use may result in termination and legal action

What Happens If You Violate These Terms

  • ✓ Access to your account will be terminated immediately

  • ✓ You will lose access to the Product

  • ✓ No refund will be issued

  • ✓ We may pursue legal action for damages

  • ✓ We may report you to law enforcement for copyright infringement


7. Account & Access Management

Creating an Account

Some Products require you to create an account or log in to access content. When you do:

You Agree To:

  • Provide accurate, current information

  • Use a strong, unique password

  • Keep your password confidential

  • Prevent unauthorized use of your account

  • Notify us immediately if you suspect unauthorized access

We May Suspend Access If:

  • We detect unauthorized account sharing

  • You attempt to copy or redistribute content

  • We identify fraudulent activity

  • You violate these Terms repeatedly


8. Disclaimers & Limitations

Products Are Educational & Informational Only

This applies especially to Products related to health, wellness, anxiety, personal development, or similar topics.

What This Means:

  • Products are for educational purposes only

  • Products are NOT medical advice, therapy, or professional counseling

  • We do NOT diagnose, treat, cure, or prevent medical conditions

  • Products do NOT replace professional medical care

Your Responsibility:

  • Consult a qualified healthcare professional before using health-related Products

  • Use Products at your own risk

  • You are solely responsible for how you use the information

  • We are NOT liable if you misuse the Products or ignore professional advice

Results May Vary

  • Testimonials and case studies show example results only

  • Your individual results may differ

  • Factors like effort, consistency, and personal circumstances affect outcomes

  • We cannot guarantee any specific results

Technical Limitations

  • We are NOT responsible for:

    • Issues with your internet connection

    • Technical problems on your device

    • Browser compatibility issues

    • Email delivery failures (outside our control)

    • Bugs or errors in third-party platforms

No Warranty for Third-Party Services

  • Products delivered via third-party platforms (Google Drive, Teachable, etc.)

  • If the third-party service has downtime or issues, we are not liable

  • You have direct relationship with third-party for their service issues


9. Limitation of Liability & Damages

What We Are Liable For

We ARE responsible for:

  • ✓ Products that don’t match the description on sales page

  • ✓ Products that are defective or corrupted

  • ✓ Access issues that we caused

  • ✓ Our violations of your legal consumer rights

  • ✓ Our failures to comply with applicable laws

What We Are NOT Liable For

To the maximum extent permitted by law, Private Funnels is NOT liable for:

  • ❌ Indirect damages: Loss of profits, lost opportunity, lost productivity

  • ❌ Consequential damages: Results of using Product, life circumstances changes

  • ❌ Incidental damages: Costs incurred due to Product use

  • ❌ Special damages: Psychological, emotional, or non-financial harm

  • ❌ Data loss: If your computer crashes, we’re not liable

  • ❌ Third-party issues: Problems with payment processors, email providers

  • ❌ Misuse: If you misuse the Product or ignore warnings

Cap on Liability

Our total liability to you shall never exceed the purchase price you paid for the specific Product.

For example:

  • You paid $27 for Anxiety Detox

  • Maximum we’d be liable for: $27

  • We would not be liable for compensation beyond that

EXCEPTION: This cap does NOT apply to:

  • Your legal consumer rights (which cannot be capped)

  • Death or personal injury caused by our negligence

  • Violations of data protection laws

  • Fraud or willful misconduct


10. Termination of Access

When We May Terminate Your Access

We may suspend or terminate your access if:

  1. You violate these Terms (repeatedly or severely)

  2. You infringe copyright – sharing, reselling, or distributing content

  3. You use the Product illegally – using for illegal purposes

  4. You engage in fraudulent activity – chargebacks, false claims, etc.

  5. We are legally required – court order, law enforcement request

  6. Product discontinuation – we give 30 days notice before removing products

Termination Procedures

What Happens:

  • We will email you to explain why

  • You have 7 days to respond or appeal

  • If appeal is rejected, your access terminates immediately

  • You lose all access to the Product

Refunds After Termination

  • Termination for violationNo refund

  • Termination for our errorFull refund

  • Product discontinuationFull refund (if requested)

  • Termination via appeal reversalCase-by-case


11. Modification of Terms

We May Update These Terms

We reserve the right to modify, update, or change these Terms at any time.

How We Notify You:

  • We will post the updated Terms on this page

  • We will update the “Last updated” date

  • Material changes (that reduce your consumer protection) will require your explicit re-consent

Your Options:

  • If you don’t accept the new Terms, do not use the Products

  • Continued use after updates means you accept the new Terms


12. Jurisdiction & Dispute Resolution

Your Legal Rights Are Protected

This section does NOT override your legal consumer rights based on your location.

For UK Customers

  • These Terms are governed by UK law

  • You have the right to use UK courts for disputes

  • Unfair contract terms can be challenged under UK Consumer Rights Act 2015

  • You can contact Citizens Advice Consumer Service or Trading Standards if you have complaints

For USA Customers

  • These Terms are governed by the laws of your state

  • You have the right to state courts or federal courts (if applicable)

  • You have the right to sue or arbitrate based on your state law

  • California customers: You have special rights under CCPA 2025

For Canadian Customers

  • These Terms are governed by the laws of your province

  • You have the right to provincial courts

  • Consumer Protection Act of your province supersedes these Terms if conflicting

  • You can contact your provincial consumer protection office

For Australian Customers

  • These Terms are governed by Australian Consumer Law

  • You have the right to Australian courts (federal or state)

  • Unfair contract terms are void under ACL – cannot be enforced against you

  • You can contact the ACCC (Australian Competition & Consumer Commission)

For New Zealand Customers

  • These Terms are governed by New Zealand law

  • You have the right to New Zealand courts

  • Unfair contract terms can be challenged under Fair Trading Act

  • You can contact the Commerce Commission or Consumer NZ

No Mandatory Arbitration

  • We do NOT require you to use arbitration

  • You have the right to pursue court proceedings

  • You can file complaints with consumer protection agencies

Alternative Dispute Resolution (ADR)

If you have a complaint:

  1. Contact us firstsupport@privatefunnels.com

  2. We will try to resolve within 14 days

  3. If unresolved, you may use ADR services (if available in your country)

  4. ADR is alternative to court – you still have court rights


13. Contact Information & Support

How To Contact Us

📧 Email: support@privatefunnels.com

What To Include:

  • Your full name

  • Email used for purchase

  • Order number (if applicable)

  • Clear description of your issue or question

Response Time:

  • Monday–Friday: Within 24 business hours

  • Weekends/Holidays: Within 48 business hours

  • Urgent issues: Mark subject as [URGENT]

Support For Different Issues

Delivery/Access Issues:

Refund Requests:

Technical Problems:

Privacy/Data Requests:

Complaints:


14. Compliance & Regulatory Information

These Terms Comply With:

United Kingdom:

  • Consumer Rights Act 2015

  • Privacy and Electronic Communications Regulations (PECR)

  • Distance Selling Regulations

  • Unfair Terms in Consumer Contracts Regulations

United States:

  • California Consumer Privacy Act (CCPA) 2025

  • FTC Guides Against Deceptive Practices

  • State consumer protection laws

  • CAN-SPAM Act

Canada:

  • Personal Information Protection and Electronic Documents Act (PIPEDA)

  • Provincial Consumer Protection Acts

  • Canada’s Anti-Spam Legislation (CASL)

Australia:

  • Australian Consumer Law (ACL)

  • Australian Privacy Principles (APPs)

  • Australian Competition and Consumer Commission Act

New Zealand:

  • Consumer Guarantees Act 2023

  • Fair Trading Act 1986

  • New Zealand Privacy Principles


15. Entire Agreement

This Is Our Entire Agreement

These Terms, together with:

  • Refund Policy

  • Privacy Policy

  • Shipping & Delivery Policy

  • Cookie Policy

  • Product-specific terms (on sales page)

…constitute the entire agreement between you and Private Funnels regarding the purchase and use of Products.

Order of Precedence:

  1. Your legal consumer rights (these always apply)

  2. Product-specific terms (on individual sales page)

  3. Refund Policy (for refund matters)

  4. These General Terms & Conditions

  5. Other policies (Privacy, Shipping, Cookie)

If any provision conflicts, the most protective provision for the consumer will apply.


16. Severability

If any provision of these Terms is found to be illegal, invalid, or unenforceable by a court:

  • That specific provision is removed or modified

  • The rest of the Terms remain in effect

  • We will replace the invalid provision with one that’s legal and achieves the original intent

EXCEPTION: If a provision protecting your consumer rights is deemed unenforceable, your legal right remains in effect anyway.


17. Waiver

If we fail to enforce any provision of these Terms:

  • That does NOT mean we’ve waived the right

  • We can still enforce it later

  • One instance of non-enforcement is not a pattern


18. Summary of Key Points

Right Your Guarantee Reference
30-day refund (most countries) Guaranteed for most Products Refund Policy
14-day cooling-off (UK) Guaranteed by law Refund Policy & Section 4
Product must work Guaranteed Section 4 & 9
Fair contract terms Guaranteed Section 4 & Entire document
Privacy protection Guaranteed Privacy Policy
Data security Guaranteed Privacy Policy
Clear terms Guaranteed Entire document
Fair pricing Guaranteed Section 2
No hidden fees Guaranteed (unless stated) Section 2
No spam emails Guaranteed Privacy Policy

19. Important Notices

Health & Wellness Products

If you purchased a Product related to health, wellness, anxiety, stress, fitness, or similar topics:

⚠️ IMPORTANT DISCLAIMER

  • NOT medical advice: This Product is educational only

  • See a doctor: For medical conditions, consult a qualified healthcare professional

  • Use at your own risk: Results vary – we cannot guarantee outcomes

  • Not a replacement: This cannot replace professional therapy, medication, or treatment

  • Emergencies: For medical emergencies, call emergency services

Conditions requiring professional help:

  • Chest pain or difficulty breathing → Call 911

  • Thoughts of self-harm → Contact suicide prevention: 988 (USA)

  • Severe panic attacks → Seek medical attention

  • Medication concerns → Ask your doctor


20. Contact for Questions

Questions About These Terms?

📧 Email: support@privatefunnels.com

Include:

  • Your name

  • Which section of Terms you have questions about

  • Your specific question

We’ll respond within 7 business days.


Final Note

We believe these Terms are fair to both you and us. They protect your legal consumer rights while allowing us to run a sustainable business. Your satisfaction is our priority, and we’re committed to treating you fairly and transparently.

Thank you for your business and for taking the time to read these Terms.